Financing

I'm Abe Alicea, loan officer with Citizens Fidelity Mortgage, a full service residential mortgage company.  Known for integrity and experience in the mortgage industry, we have been in business for more than 16 years.  

Whether you are considering refinancing or purchasing, my goal is to ensure that you receive the most competitive rate and terms available, as well as the prompt, courteous service that you deserve.  I do this by offering an expansive portfolio of financing sources to choose from, because I know that, "one size does not fit all." 

As you can see, we have what you are looking for:

Conventional Loans

• Jumbo Loans
• Streamline
• Lender Paid Closing
• 100% Purchase Loans
• 95% Refinance Loans
• Fixed & Buydown Loans
• 97% Community
• Interest Only Loans

Non-Conventional

• No Income Verification
• A, B, C & D Credit Loans
• Fixed & Variable Rate Loans

FHA & VA

• Direct FHA & VA Underwriting
• Purchase or Streamline Refinances
• Fixed & Variable Rates

Non-Owner Occupied Loans 

• 100% Second Home Loans
• 100% Income Producing Property Loans
• Purchase or Refinance Loans
• Cash-Out Loans
• No Income Verification Loans

Cash-Out Loans

• Debt Consolidation Loans
• 100% Equity Lines
• Second Mortgage Loans to 125%
• Cash-Out Loans
• Cash-Out Loans Can Be Applied

It 's easy to get started.  Just use my Contact Form to let me know what your thoughts are, and I will be in touch with you within one (1) business day.  And, if you would prefer email correspondence, just let me know that too.  I respect your privacy.